Thursday, September 6, 2018

HOW TO APPLY FOR A QUICK LOAN

Are you in need of a quick cash loan to make ends meet? Do you want an injection of funds to tide yourself over until the month comes to an end? It can be difficult for many people to make ends meet on limited incomes, so a loan is the only way to make sure that they have enough money left at the end of the month. Going to a bank is not the wisest move in this day and age because they take a long while to process the application and then a few more days to release the funds.

For many people who need money quickly, going to a bank is really not the preferred choice. Thankfully, though, this isn’t the only option available to you. Instead of going to a bank, you should definitely consider applying for a loan online. There are many lenders that offer quick NZ loans to their customers. Even if you have bad credit in the past, you might be considered for the loan application. If this is the first time that you are applying for a loan, here are some basic tips to help you prepare and send in an application.

Choose a Viable Lender

First of all, you have to choose a viable lender if you want to get a loan. With so many companies now offering quick loans to their customers, how do you choose the best option available? It can be difficult for many people to compare lenders, but you don’t need to be an accountant. Instead, just evaluate each lender based on a few factors, such as the interest rates they are offering, the kinds of loans that they offer, and what other clients have to say about them. You can easily check out reviews about different companies on their testimonials page. The interest rate and loan calculator is only available on their page, so you can add in the amount that you want to withdraw, and it will show you the amount that must be returned in the future.

Filling out the Application

You can fill out the entire application online. However, you have to make sure that all of the information you provide is recent and absolutely accurate. If there are discrepancies, your application will be rejected. Keep in mind that the company will check everything mentioned on your application and will only give you the loan if all of the details are accurate.

Once the loan amount has been transferred, you will be notified with a verification email. You can pay the money online afterwards, or you can visit the company’s offices every time you have to make a repayment on the loan.

EUROPEAN COMMISSION GENES MSC & PHD SCHOLARSHIPS FOR, 2018………..

GENES will foster diversity and gender equity at the workplace. Therefore, women and persons from underprivileged groups are especially encouraged to apply.

Scholarship Description: 

  • Application Deadline: May 30, 2018

  • Course Level: Scholarships are available to pursue MSc and PhD programme.

  • Study Subject: Scholarships are awarded to study Mobility for plant genomics scholars to accelerate climate-smart adaptation options and food security in Africa / GENES.

  • Scholarship Award: In line with Agreement with Intra-Africa Mobility Scheme of EACEA, the scholarship will cover:

  • Round trip flight ticket and visa costs (using a preferred travel agent and calculated against direct linear distance);

  • Direct participation costs such as tuition fees, registration fees and service fees where applicable;

  • Comprehensive travel insurance (Health, Accident and Travel) }

  • A monthly subsistence allowance for the mobility period.

  • Nationality: The GENES mobility grant is open to all students from any of the partner universities (Target Group 1) and to students from other African universities (Target Group 2).

  • Number of Scholarships: Currently, 10 PhD and 20 MSc scholarships are available.

  • Scholarship can be taken in Africa


Eligibility for the Scholarship: 

Eligible Countries: The GENES mobility grant is open to all students from any of the partner universities (Target Group 1) and to students from other African universities (Target Group 2).

Target Group 1: This category includes students enrolled (for M.Sc application) or graduated (for PhD application) from all partner universities as follows:

  1. Ebonyi State University; Nigeria

  2. University of Abomey-Calavi; Benin

  3. Jimma University; Ethiopia

  4. University of Yaounde 1


Target Group 2: Students from all African countries

Entrance Requirements: To be eligible for this scholarship you must meet the following requirements:

To be eligible for a scholarship (i.e. financial support to third parties), master students as well as doctoral candidates referred to as ‘’students’’ must comply with the criteria below at the time of the application for a scholarship:

a) Be a national and resident in any of the eligible countries covered by the Intra-Africa Mobility programme of the EACEA, and

b) Be registered/admitted to or having obtained an HEI degree (or equivalent) from

one of the HEIs included in the GENES consortium (Target group 1)


An HEI not included in the GENES consortium but established in an eligible country (Target group 2) and

c) Have sufficient knowledge of the language of the courses in the host countries.

d) NB: students with one-year post-B.Sc but not yet admitted or registered in any of the Partner HEIs is also eligible to apply. However, mobility will begin in the second year of the study, i.e. sponsorship from GENES will be for research work, only.

Students can only benefit from one scholarship under the Intra-Africa or Intra ACP academic mobility scheme (regardless the type of mobility or the funding project).

Students have benefited from scholarship(s) under the previous intra-ACP Academic Mobility Scheme cannot receive the scholarship under the Intra-Africa academic mobility.

English Language Requirements: Applicants whose first language is not English are usually required to provide evidence of proficiency in English at the higher level required by the University.

Masters Scholarships

Application Procedure: 

How to Apply: Applicants should submit completed application and all supporting documents by email to genes.ebsu-at-genes-intraafrica.org with a copy to Mr Dennis Okporie, okporiedennis-at-gmail.com, by 30 May 2018.

They should indicate in the subject line (if submitting by email) or super scribe the envelope (if submitting by post) ‘Application for GENES MSc/PhD programme’. Incomplete applications will be rejected. Applications should be sent to genes.ebsu-at-genes-intra-africa.org with the copy to Mr Dennis Okporie, okporiedennis-at-gmail.com.

Other required documents are listed on the application form and include:

  1. Cover letter

  2. Scholarship Application form (download from GENES website)

  3. Student proposal (guidelines available from GENES website)

  4. National ID or Copy of Passport Data page

  5. Certificate of degree

  6. Transcript records

  7. Support letter from sending HEIs

  8. Recommendation letter of home supervisor (mandatory for all applicants)

  9. Enrollment proof in degree course from home institution (for MSc applicants)

  10. Curriculum Vitae

  11. Employment certificate (only for staff)

  12. Certificate of English or French language skills

  13. Proof of socio-economic vulnerability (if available)


AT WHAT AGE SHOULD YOU START TEACHING PROGRAMMING TO CHILDREN

Should your kids learn how to code and if the answer is positive, what age is best for getting started with such activities? Programming skills can be acquired early on in life. According to most experts, the best time to start with such educational activities is in elementary school. While some educators disagree, the truth of the matter is that the approach has to be personalized.

Some children will demonstrate a talent at an early age. If such a talent exists, it has to be nurtured. The sooner the learning begins, the better. The educational materials and the methodology selected will also play an important role in the acquisition of knowledge and its practical application in the future.

Age Considerations

Keeping things simple, fun and visual is one of the keys to introducing programming as a topic at an early age. Obviously, it will be difficult to teach a five-year-old how to work with C++. Some core coding concepts, however, are relatively easy to demonstrate to a young and interested audience.

Today’s realities have to be taken in consideration when educational initiatives are being developed. Children today spend more time in front of the computer than any previous generation. Giving them a chance to be in control can result in a healthy relationship with technology rather than an obsessive reliance on the PC.

This is one of the reasons why MIT professors have launched an interesting initiative, a programming kindergarten group. According to the MIT experts, toddlers can be acquainted with some basic coding concepts and they will benefit from the experience. Mitch Resnick, director of the MIT kindergarten group, said that programming is becoming a “new form of literacy” in today’s world. The sooner kids get started with it, the better.

MIT professionals aren’t alone

Three female entrepreneurs have launched an interactive ebook and a website called My First Website. The aim of the initiative is, once again, to give toddlers a glimpse into the world of programming. My First Website can be accessed both on computers and on mobile devices. It teaches toddlers the basics of HTML. The website is

suitable for kids as young as three and it’s great for parents who want to teach their children programming but lack the required knowledge.

Even policymakers in the US have come to an agreement that today’s children need to learn how to code. While specific guidelines pertaining to the right age for the start of such education haven’t been developed yet, it’s clear that a very young person can understand core concepts that are present simply and in a visual/interactive manner.

Programming Being Compared to Second Language Learning

Some educators believe that learning to code is very similar to becoming fluent in a second language. The best age for learning a second language is the three to seven range. The brain is still developing at this age and it has a massive learning capacity. A process that starts later on will be slower and much less efficient.

While programming courses in middle and high school could prepare kids and teens for a successful career in the field, identifying top talent early on (even teaching basic programming skills to all kids) can deliver much better results. This is especially true when it comes to immersing children in coding before social and peer pressures take control.

Scientific disciplines have long been associated with “nerdiness” and “being a dork.” Getting a child to develop skills before they hit puberty can make programming a course for the future without the eventual bullying or peer pressure that a child will be exposed to later on in life.

Many good, well-known programmers have made their first steps in the field at the ages of four or five. Bill Gates was allowed to skip math classes, a time that he used to develop his very first program. It was a game that allowed users to play tic-tac-toe against a computer. Mark Zuckerberg also had a relatively early start. Twitter’s founder and CEO Jack Dorsey got his first Apple Macintosh at the age of eight and this is also when he began programming.

There’s no need to go into complex concepts at an early age. When young children are given the basics of logical thought and computation, they can master programming in high school and college a whole lot easier.

The Final Verdict: Should Kids Learn Programming at an Early Age?

Should kids learn programming at an early age? It really depends but exposing a child to some coding knowledge is the only way to find out whether the discipline is one of interest.

In 2014, Britain became the first G7 country to add computer science to the school curriculum and make it mandatory for children aged five to 16. Based on this curriculum, children in the five to seven age range are expected to learn how to write a simple program and how to debug one. Depending on their interest and development level, some children could move on to much more advanced programming concepts by the age of

11.

There’s a reason why such initiatives are starting to take hold in more and more countries

Over the course of two years, over 140 million individuals from all parts of the world downloaded a coding tutorial for beginners from Hour of Code. Programming xilinx newsprovides wonderful career-establishment opportunities. Learning to code as an adult, however, is far from easy. Unfortunately, the statistics don’t provide information about the number of people who have given up on the endeavor.

Learning to program will essentially prepare children for the realities of the world that we live in. The foundations can be obtained at the age of four or five, before children have even learned how to read and write.

Learning to code creates a logical mindset and it also equips children with problem-solving

skills. Making the experience a fun on is the key to getting children involved at an early age. Computer games, coding tutorials and even animated films are already available for the purpose. There are even coding camps and courses for youngsters that provide socialization opportunities and wonderful bonding experiences for kids that have similar interests.

USA UNIVERSITY OF ST. THOMAS INTERNATIONAL SCHOLARSHIPS 2018

Scholarship Description: St. Thomas is pleased to be able to offer a limited number of merit-based scholarships to international undergraduate students.

Scholarship Provider: The University of St. Thomas is a Catholic university based in the Twin Cities of St. Paul and Minneapolis. The largest private university in Minnesota, St. Thomas offers bachelor’s degrees in over 85 major fields of study and more than 45 graduate degree programs including master’s, education specialist, doctor and doctorates.

Degree Level: Scholarships are available for pursuing undergraduate programme.
Available Subject: Scholarships are awarded to study the subjects offered by the university.
Scholarship Benefits: Awards range from 10% to 70% of tuition.

Eligible Nationalities: International students can apply for these scholarships.

Eligibility Criteria: St. Thomas requires students to take at least three years of math in high school. They recommend taking four years of English and four years of a foreign language and two years of natural sciences and social sciences. Of course, the more challenging the classes taken in high school, the easier the transition to college will be.

English Language Requirements: If English is not your first language then you will need to show that your English language skills are at a high enough level to succeed in your studies.

Application Procedure: Apply for admission to St. Thomas. Submit one or more letter(s) of recommendation from a teacher, coach, or school administrator. Submit a one-page essay explaining why you deserve a scholarship. Apply online using the St. Thomas application or download a printable version.

SCHOLARSHIP LINK


Deadline: Open

THE BEST EDUCATIONAL MODELS FOR THE LEADERS OF THE FUTURE

Have you ever heard that parents complain about their children’s learning or claiming that they have a severe problem? If so, we want to explain a little about why these situations happen. The reality is that it is not a problem, what happens is that you are not receiving education in the right manner.

Fortunately, at present, education is diversifying for every student, in some schools of Mexico they are opting for alternatives that focus on students and encourage them to be better leaders. There are a few educational institutions that specialize in certain models of education, in the same way there are many other institutes as well that follow different models. Next, we will mention some of the models we have in Mexico.

WALDORF:


This teaching system was created in Germany. In this model, students have free time to perform activities, through a competitive environment students are encouraged to develop their autonomy and confidence, in addition to reinforcing the sense of responsibility, forge the criteria and empathy.

PIAGET:


This system was created by the Swiss psychologist and biologist who gave it the name. In this method, the stages of cognitive development and their behaviors are recognized. In schools, students are expected to develop their intellectual and emotional side, fostering social integrations. So that students develop with logical thinking. Each student must discover knowledge individually and internally, without sacrificing their relationship with the environment and their peers.

COMPETENCY-BASED MODEL:


This model has been supported and supported by UNESCO authorities who say that the model is closest to a life in the classroom. It is based on the student’s dedicated engagement in different fields, knowledge is acquired based on experimentation instead of memorization. Its holistic nature integrates aspects such as values, emotions and attitudes that boost its ability to respond and resolve problems in a conscious and reflective manner.

MONTESSORI:


The most popular of all, this model is the result of Italian philosophy, which is followed by the

Concept of independence and freedom encouraging students’ autonomy. Unlike Piaget, this model focuses on the practical aspect of behavioral psychology and proposes earlier stages. The guiding axis is the naturalness with which the student builds his learning.

Undoubtedly, these are some general aspects of the most recognized educational models in Mexico. If your child experiences some difficulties for a “normal” learning it is possible that he is not being educated with the right model, it is possible that you have an artist studying mathematics.

Fortunately, in our offer of courses abroad we have high schools in which their educational systems are based on innovative methods focused on the needs of students, in addition to this, we have complementary courses such as summer camps that contribute to student development. We cannot tell you what the best method is, that decision will depend on you and will be linked to the needs of your children. What we can say is that we have a wide range of courses abroad where your children can have fun while they learn.

We have academic exchanges for high school and high school students, in high-level academic schools that complement their studies with additional activities that ranges from sports, arts

and social engagements. On the other hand, we have summer camps in the friendliest and safest countries. In these courses your children can take English classes and meet a destination, thanks to the fact that all our camps include tourist trips to the most emblematic sites of each destination they visit. If you have questions with any of our products or services, we invite you to visit our branches. One of our experts in educational tourism, will help you choose the best course for your children.

Author Bio:

Lara Hawkins ranks among today’s top listed and most renowned name when it comes to student education management and career consultancy. She owns a considerable experience of more than 5 years. She kick started her professional as an online assignment writingassistant and now stands among the best names of her industry.

ABOUT THE PREMIER SCHOOL CONSULTANCY

The Premier School Consultancy is designed to be flexible, so we suggest you contact us to discuss your requirements. It’s best suited to clients who need advice in situations such as these:

  • Families being relocated who need to find schools at short notice

  • Situations where urgent action is required (bereavement, school exclusion or school closure)

  • Families with two or more children who need different schools

  • Parents who require advice on schools/education in more than one area of the UK

  • Those needing advice on whole school planning ie primary/junior/preparatory/senior


Call: 0800 368 7694 (UK) +44 203 286 6824 (from overseas)
Email: consultants@goodschoolsguide.co.uk

  • Arrange assessments of your child’s maths/English skills

  • Advise how your child can reach the expected levels in key subjects to apply to a UK school

  • Introduce you to the best tutorial agencies.

  • Provide translators or, in some cases, speak to you in your own language

  • Arrange hotel accommodation and transport when you come to the UK to visit schools

  • Accompany you on school visits

  • Meet you in your home country


Call: 0800 368 7694 (UK) +44 203 286 6824 (from overseas)
Email: consultants@goodschoolsguide.co.uk

HOW MUCH DOES IT COST?


The Premier School Consultancy costs £2,500. This allows for up to two days’ personal contact, individualised research and consultation.

Additional hours: £150 per hour
Additional days (research, consultation or school visits): £500 per day, plus expenses.
Visits abroad are charged on an individual basis.
Language and subject assessments charged separately.
Some translation services charged separately.

MEET YOUR CONSULTANT FIRST


If you would like to meet your consultant before deciding whether to take up the Premier School Consultancy, we can arrange this. The fee for a Welcome Meeting with your consultant is £300. If, after the meeting, you take up the full service, this sum is deducted from the cost of the consultancy.

The Good Schools Guide Educational Consultants will give you completely impartial and professional advice based solely on what is best for you and your child. We never take commission from any school.

We are not agents. You do not need an agent to gain a place at a UK school.
Testimonials and recommendations:

“A huge thank you… I found the session extremely useful and sent in our acceptance of the place with confidence today! I have also suggested your service to two of my friends, one of whom has a session booked today. Please pass my thanks to my advisor, her sensible but enthusiastic response to my questions was very helpful and supportive. Her advice was very useful also in guiding me, when we revisited two of the other schools we were considering. We are now looking forward to our daughter’s secondary education with a feeling of excitement and confidence.” Mrs NJ

“I just wanted to say a huge thank you for all you have done this week. You have clearly pulled some strings to get me access to schools where its not usually the done thing. This has been immensely useful in helping us form an opinion given that we were struggling to form a clear one before. Just as valuable has been the insights you have provided along the way – not just on the schools themselves but on the whole process and how the parts link together. My daughter asked me bluntly if I felt the consultancy service has been value for money – I can unequivocally say yes.” Mrs EC

“Not a school we would have considered without your suggestion… Amazingly, we have fallen under the spell of Frensham Heights ! We have visited twice, once on an open day and once more just us when we had a longer chat with the Head and spoke with more teachers. Martin and I are very impressed with the place and we all love it. It is most certainly not a school we would have considered without your suggestion, so thanks very much for that!” Mr and Mrs B

 

Call: 0800 368 7694 (UK) +44 203 286 6824 (from overseas)
Email: consultants@goodschoolsguide.co.uk

FREE ONLINE COURSES: TOP 20 SITES TO GET EDUCATED FOR FREE

Whether you are looking for a master’s degree program, computer science classes, a K-12 curriculum, or GED study program, this list gives you a look at 50 websites that offer free online courses.



From databases that organize over 1,000,000 students throughout 16 universities, to a small library of documents for those interested in history, the opportunities for free online learning continue to expand as the Internet becomes a crucial component in education.

1. UMass Boston Open Courseware

The UMass courseware offers a broad range of classes in areas like psychology, biology, early education, political science, history, mathematics, and others. Each department has a separate page listing the classes available. Along the side, you are given your syllabus, assignments, a professor bio, and recommended reading.

There are no slides, videos, or lecture notes, which makes this open courseware inferior to other universities that offer extensive resources.

2. Khan Academy

This website has a variety of video lessons for free. The course subjects are broken down into particular lessons, which is great for students who are looking to learn one principle without taking an entire course. For example, the biology subject has separate videos for evolution, photosynthesis, genetics, and others.

If you prefer reading to watching, this site may not be for you as the lessons are all video based.

3. MIT Open Courseware

For those looking for courses that will test even the brightest student, MIT is sure not to disappoint. You can download all the course material, which is nearly identical to the course taught at MIT (it even gives you the year and semester it was taught). Since it is an on-demand course, you don’t have any ability to connect with others who are taking it. It is simply an independent study for you to study on your own.

4. Free-Ed

This site is a bit difficult to navigate, as it is not as well designed as other open courseware websites. Similar to most databases, you search through the subjects and categories until you find the class you want to take. One advantage to Free-ed? When you find a class you like, there is the option to click on networking. It will notify you if there are Facebook groups or other online groups you can join that have individuals taking the course you are interested in.

5. Learning Space: The Open University

This website offers downloadable free online courses in lots of different categories like youth and children, languages, business, engineering, and others. When you look through the coursework, you can view them according to rating. Other users can rate the class, which may help you in deciding what course to take. The main page does warn that there is a new site design coming in the fall of 2012, so there may be changes soon.

6. Carnegie Mellon Open Learning Initiative

This website is well designed with ample content to explain how Carnegie Mellon’s OLI works. Unfortunately, you cannot view the course without creating an account. The tagline right above the courses says, “No instructor, no credits, no charge.” Like so many other free courseware, it is an individual study.

7. Tufts Open Courseware

Tufts makes it clear from the start that their free online courses are not the same as the ones taught in the classroom. It is up to the professor’s discretion what is posted for free and common use. You don’t need a login ID to view the material, and the professors’ lectures are available as slides. Since there is not any more explanation beyond the slides, it may require you to dig deeper in your own research to understand the whole lecture.

8. Stanford on iTunes U

Stanford on iTunes U gives you two options. You can either subscribe to the updated video lectures, or simply download the one you’d like to watch. In order to participate in this course, you do need to have an iTunes account and software.

9. Utah State Open Courseware

These free online courses are easy to access and find with quick browsing. Each class lecture is offered as an MP3 file with an html document that outlines the assignment. This is a bare bones program, as the assignments are simply exams to test your knowledge of the material.

10. Kutztown On-Demand Online Learning

The Kutztown On-Demand program is focused mainly on business. You must fill out a brief survey before you can access the course, but the material is organized nicely, with small video clips for each topic. You can stop and start as you need to since it is broken down into small pieces. Aside from the slides, there aren’t any other materials to test your acquisition of knowledge.

11. USQ Australia Open Courseware

USQ’s courseware is limited with only ten different free online courses offered, mostly in technology. The modules are laid out right online with lecture notes and testing assignments. Unfortunately, there is no way to network with any other students enrolled in the courses.

12. University of California Irvine Courseware

The Irvine Courseware offers a variety of classes in different subjects. Unlike other open courseware programs, Irvine does offer a link to information about getting academic credit for some of the courses offered. All the information for the course automatically downloads as a Word documents when you click on the links.

13. EdX

This website offers an array of free online courses from different universities. The main difference between EdX and other online courses is that the class is a specific length and duration. When you sign up, you are committing to the class time and assignments. You can register for classes offered by Harvard, MIT, Berkeley, and other prestigious schools. If you are looking for a class you can do on your own time, this isn’t the website for you. The classes here are similar to paid online learning classes.

14. Coursera

This is one of the largest website databases for University open courseware. Like EdX, these courses are at a set time (usually lasting for 10-14 weeks). You can access classes from 16 different Universities’ including Princeton, Duke, Stanford, and CalTech. With over 1,000,000 users, Coursera has established itself as the central “go-to” website for free online University learning.

15. Udemy

Udemy is an online institution that offers courses taught by leading experts. You can choose from classes on developing products for Facebook, SQL databases, Photoshop, Music Theory, Business, and many others. Udemy also allows everyday experts to create their own class, so you will have to be selective about the courses you want to take as anyone can create a course. There is a bio about each instructor, along with an Amazon-like review area for users to rate the course and give their opinions about the class work.

16. Connections Academy

Connections Academy is a free online K-12 curriculum for homeschoolers and other children in non-traditional classroom settings. This academy relies heavily on parent involvement with a stated, 96% satisfaction percentage. Each lesson has an overview, a lesson, review, and assessment. There are tools, textbooks, and other resources to bolster the student’s educational experience.

17. K-12

This free online K-12 curriculum is offered by state. Currently, only 33 states offer the program. If your state participates, a list will come up of academies that your student can enroll in. K-12 is a network of schools offering education. It is not an independent curriculum developer. There are also private schools that network with K-12, but there are tuition costs.

18. GED for Free

GED for Free is a basic online course offered to students who have not been able to complete high school and need to get their GED. You simply fill out a student profile and begin studying. This site is only designed to teach the students the concepts that will be tested on the GED exam. There are no advanced courses or enrichment activities.

19. Free World U

This is a free online k-12 learning system that specializes in flashcards as a way to test the acquisition of skills. The school is free but if you want an accredited program, which comes with tests, certificates, etc., you will need to pay a monthly fee. Without registering, you aren’t able to see much about their curriculum, so it is a bit difficult to navigate.

20. CosmoLearning

This website is a database, listing classes by topic. For each class, there is a sidebar that tells you what school offers it, how many students took it, and the instructor. Unfortunately, the class material only comes in a video lecture format. There are no assignments or other materials.